The fairly recent wholesale migration of companies to the online forum has generally been met with results that far outstrip the more traditional methods of advertising that were so popular just a decade ago, when the internet was seen mostly as a novelty. Clearly, that's no longer the case. Your business simply doesn't stand much of a chance in most niches if it doesn't have a web presence; from which it can gain significant benefits from all the platforms intermingled with the internet - Web 2.0, social media, and other forms of online marketing.

Many think stock market trading is about luck and no thinking. You invest in the stock and just wait for the value to rise. But the fact is stock market has its own analysis for every action and reaction. Every ups and down are predicted by experts who use different strategies to analyze and predict the movement.

The New Year is upon us. And just like every other time we turn the page on the calendar year, it’s time to look back on what just happened so we can anticipate what’s going to happen. Here are five things to keep in mind for 2012:

1) The point of sale is changing. Instead of spending time in stores, many customers are taking their business online. Reports from Black Friday 2011 even mentioned customers who changed their minds and purchased from a competing store while physically standing in a checkout line to buy the exact same item.